Online Rating

Thank you for visiting Capstone’s ONLINE RATING. We have rating programs for Contractors, Restaurants and Miscellaneous Packages.

Artisan Contractors can be rated in three different companies:

Company I. Rate your risk by payroll (Catlin Specialty Insurance Company).
Company II. Rate your risk by revenues (Essex Insurance Company).
Company III. Rate your risk by payroll (Republic Vanguard Insurance Company).

Restaurants can be rated in two different companies:

Company III. Republic Vanguard
Company IV. USLI

There are an additional twenty-five miscellaneous classes that can be rated in USLI.

Presently, Capstone's Louisiana agents have access only to Company III (Republic Vanguard). Agents in Georgia, Florida, Alabama, Tennessee, North Carolina, South Carolina and Mississippi have access only to Company IV (USLI).

If you have forgotten your USER ID or PASSWORD, contact your Capstone Underwriter.

Prices indicated here do not always include necessary taxes and fees, and should be regarded as indications only. Signed applications must be provided to Capstone Underwriters prior to binding.

Choose your company from the lists below. For companies I, II and III, click on the company. For company IV, click on the class. You will then be linked to the appropriate rating section. Follow the instructions for rating your risk. If you have any questions about the process, please contact your Capstone Underwriter.

Company I (Catlin Specialty)

Company II (Essex)

Company III (Republic Vanguard)

Company IV (USLI)
  • Debris Removal
  • Driveway Paving/Repaving
  • Drywall Installation
  • Electrical Work in Buildings
  • Electrical Apparatus Installation
  • Floor Covering Installation
  • Furniture or Fixtures Installation
  • Greenhouse Erection
  • Insulation Work Mineral
  • Insulation
  • Logging and Lumbering
  • Metal Erection Non-Structural
  • Painting Interior
  • Painting Shop
  • Paper Hanging
  • Plumbing Commercial
  • Septic Tank Cleaning
  • Sewer Cleaning
  • Sheet Metal Work Outside
  • Sign Painting on Buildings
  • Television/Radio Set Installation
  • Upholstering
  • Upholstering Shop
  • Water Softening Equipment
  • Waterproofing by Pressure Apparatus
  • Waterproofing by Trowel Exterior
  • Waterproofing by Trowel Interior
  • Waterproofing
  • Window Cleaning
  • Subcontractors
  • Cabinet Installation
  • Carpet Cleaners
  • Debris Removal Exclude Welding/Cutting
  • Drywall Contractors
  • Electrical Contractors
  • Exterior Painting (3 stories or less)
  • Fence Erection (no welding or guard rails)
  • Floor Covering-Tile or Stone
  • Floor Covering-Not Tile or Stone
  • HVAC Contractors
  • Insulation Contractors
  • Interior Decorating
  • Interior Painting/Wallpaper
  • Interior Trim Carpentry
  • Landscape Gardening-Including Sprinklers, Deck & Patio Construction
  • Paving Contractors-Driveways/Parking Lots
  • Septic Tank Systems-Cleaning
  • Septic Tank Service, Installation, Repair
  • Siding Contractor (excluding liquid siding)
  • Window Cleaning-to a maximum of 3 stories
  • Window/Door Install, Exclude Automatic and Overhead Doors
  • All other Artisan Contractors and miscellaneous GL

Commercial Lines

Personal Lines

Professional Lines

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